Bank Name                 Commonwealth Bank of Australia

Interest rate                 5.5% - 6.5%

Standard Duration     Up to 10 years

Max Amount                AUD 100,000 (approx. €62,300)

Eligibility Criteria         Australian citizens or permanent residents

Website                        CBA Student Loan

Bank Name                Erste Bank

Interest Rate               3% - 5%

Standard Duration     Up to 10 years

Max Amount               Up to €30,000

Eligibility Criteria        Austrian or EU citizens enrolled in a degree program

Website                        Erste Bank Student Loan

Bank Name               ING Belgium

Interest Rate               Options available, please check with the bank

Standard Duration     6 months to 7 years

Max Amount               Up to €50,000

Eligibility Criteria        Must be 18 years old

Website                       ING Belgium

Bank Name               Banco do Brasil

Interest Rate              8.50%

Standard Duration   10 years

Max Amount              BRL 100,000 (approx. €17,000)

Eligibility Criteria       Brazilian citizens, enrolled in universities

Website                      Banco do Brasil

Bank Name              RBC Royal Bank

Interest Rate             Prime + 1%

Standard Duration   Up to 10 years

Max Amount             CAD 100,000 (approx. €68,300)

Eligibility Criteria      Canadian citizens or permanent residents enrolled in a degree program

Website                      RBC Student Loans

Bank Name              Bank of China

Interest Rate             Variable, typically around 5.6% to 6.55%

Standard Duration   Up to 14 years

Max Amount             Up to total cost of education

Eligibility Criteria      Chinese national enrolled in a degree program

Website                     Bank of China Student Loan

Bank name              Bancolombia

Interest Rate             10.00%

Standard Duration   5 years

Max Amount             COP 200,000,000 (approx. €42,000)

Eligibility Criteria      Colombian nationals, proof of enrollment

Website                     Bancolombia

Bank name              Danske Bank

Interest Rate             4% - 6% (12-month Euribor)

Standard Duration  Up to 10 years

Max Amount            Up to DKK 300,000 (approx. €40,200)

Eligibility Criteria     Danish nationals or EU citizens

Website                    Danske Bank Student Loan

Bank Name             BAföG

Interest Rate             0%

Standard Duration  20 years

Max Amount            Up to €934 a month

Eligibility Criteria     18 to 45 years old, German Resident, and registered to a higher education institution

Website                     BAföG for Students

Bank Name             KfW

Interest Rate             8%

Standard Duration  25 years

Max Amount            Up to €650 a month

Eligibility Criteria     18 to 44 years old and fall under at least one:

• German citizens with a domestic primary residence and their dependents (regardless of nationality) who are living with the German citizen, and are registered in Germany
• EU citizens who have been lawfully residing in Germany on a permanent basis for at least three years, and are registered in Germany, and their dependents living with the EU citizen in Germany
• So-called educational residents with a domestic primary residence who obtained a German Higher Education Entrance Qualification by graduating from a high-school in Germany or a German school abroad.

Website                    KfW

Bank Name              National Bank of Greece

Interest Rate             6% - 8%

Standard Duration  Up to 7 years

Max Amount             Up to €25,000

Eligibility Criteria      Greek nationals or EU citizens

Website                      NBG Student Loans

Bank Name                 State Bank of India (SBI)

Interest Rate                7.50% - 10.05%

Standard Duration     Up to 15 years

Max Amount               Up to ₹1.5 crore (approx. €187,000)

Eligibility Criteria        Indian nationals enrolled in a full-time degree or diploma course

Website                       SBI Student Loan

Bank Name                HSBC

Interest Rate             0.88% Monthly (~10.5% APR)

Standard Duration   3 years

Max Amount             IDR 300 million ( approx. €17.000)

Eligibility Criteria      Indonesian citizens 21 years to 55 years old and at least 1 year of employment in the current company

Website                     HSBC Personal Loans

Provider Name          Habacus

General Eligibility        Applicants must be resident in Italy and hold a valid Italian Fiscal code (codice fiscale).

Academic Requirements: Bachelor students who hold a high school diploma with a minimum grade of 75/100, and Master students who hold a degree with a minimum final grade equivalent to 100/110 may be eligible, with no guarantor or proof of income required.

Loan repayment        Begins 30 months after the final loan disbursement.

Through ESCP's partner Habacus, students can explore the available funding options, check their eligibility, and receive support throughout the application process.

Website                      Habacus Loan Comparison Tool

Bank name               Banca Sella

Interest Rate              The nominal annual interest rate for the variable rate financing is 7.80%. The annualized rate is 8.084981%. The TAEG for the variable rate example is 8.08%.

Standard Duration    Up to 10 years

Maximum Amount    Up to 30.000€

Eligibility Criteria        Italian national or permanent resident for the entire duration of the loan.

Website                       Banca Sella Prestito d’Onore

Bank name                 BNL

Interest Rate               TAN 4.75%, APR 4.91%

Standard Duration     Up to 10 years

Maximum Amount     Up to 70.000€

Eligibility Criteria         Must be Italian national or permanent resident for the entire duration of the loan.

Website                      BNL Futuriamo

Bank name               Intesa Sanpaolo

Interest Rate              2.50%

Standard Duration   1 to 30 years

Maximum Amount  Up to 50.000€

Website                     Intesa Sanpaolo Per Merito

Please note that ESCP Business School does not have special conditions or agreements and you should follow the standard procedure, you do not need the authorisation of the school.

Bank name              Bank of Beirut

Interest Rate             6.5% - 8%

Standard Duration  Up to 10 years

Max Amount            Up to €46,700

Eligibility Criteria     Lebanese nationals with admission to a recognised university

Website                    Bank of Beirut Student Loan

Bank Name            Banque et Caisse d'Épargne de l'État

Interest Rate            2.5% - 4%

Standard Duration  Up to 10 years

Max Amount            Up to €50,000

Eligibility Criteria      Luxembourg nationals or EU citizens

Website                     BCEE Student Loan

Bank name               BBVA Bancomer

Interest Rate              9.00%

Standard Duration   7 years

Max Amount             MXN 500,000 (approx. €25,700)

Eligibility Criteria      Mexican citizens, academic proof

Website                     BBVA (Personal Loan)

Bank name                BMCE Bank

Interest Rate               5%

Standard Duration    Up to 10 years

Max Amount              MAD 500,000 (approx. €47,000)

Eligibility Criteria       Moroccan nationals with confirmed university admission

Website                      BMCE Bank Education Loan

Bank name              Attijariwafa Bank

Interest Rate            5.75%

Standard Duration 10 years

Max Amount            MAD 500,000 (approx. €47,000)

Eligibility Criteria     Moroccan citizens, academic merit

Website                    Attijariwafa Bank

Bank name             ING Bank

Interest Rate            3.5% - 5%

Standard Duration  Up to 10 years

Max Amount            Up to €30,000

Eligibility Criteria     Dutch nationals or EU citizens

Website                     ING Netherlands

Bank name              DNB Bank

Interest Rate             2% - 4%

Standard Duration   Up to 10 years

Max Amount             Up to NOK 500,000 (approx. €44,300)

Eligibility Criteria      Norwegian nationals or EU citizens

Website                     DNB Bank Student Loan

Bank name             Bank Pekao

Interest Rate            4.50%

Standard Duration  10 years

Max Amount            PLN 150,000 (approx. €34,300)

Eligibility Criteria     Polish residents, academic standing

Website                    Bank Pekao

Bank name             Caixa Geral de Depósitos

Interest Rate            1.5% - 3%

Standard Duration  Up to 8 years

Max Amount            Up to €60,000

Eligibility Criteria     Portuguese nationals or EU citizens enrolled in a recognised institution

Website                    CGD Student Loan

Bank name             Banca Transilvania

Interest Rate            5% - 7%

Standard Duration  Up to 10 years (5 year deferral period)

Max Amount            Up to €25,000

Eligibility Criteria     Romanian nationals enrolled in a recognized institution

Website                    Banca Transilvania Student Loan

Bank name              Sberbank

Interest Rate             3% - 12%

Standard Duration  Up to 15 years

Max Amount            Up to RUB 3,000,000 (approx. €31,600)

Eligibility Criteria     Russian citizens enrolled in higher education

Website                    Sberbank Student Loan

Bank name              Banco Sabadell

Interest Rate             5.10% to 7.19%

Standard Duration  Up to 10 years

Max Amount            Up to 120,000€

Eligibility Criteria     Tuition Fees not more than €20,000 a year, must be over 18 years old

Website                    Banco Sabadell

Bank name             Micro Bank

Interest Rate            APR 5.12% and TIN 5%

Standard Duration  Up to 6 years

Max Amount            30,000€

Eligibility Criteria     Must be a Spanish Resident, must be of legal age, must study in Spain or EU

Website                    Micro Bank

Bank name             Swedbank

Interest Rate            3% - 5%

Standard Duration  Up to 10 years

Max Amount            Up to SEK 300,000 (approx. €26,500)

Eligibility Criteria     Swedish nationals or EU citizens

Website                     Swedbank Student Loan

Bank name              UBS

Interest Rate             4.5% - 6%

Standard Duration  Up to 10 years

Max Amount            Up to CHF 100,000 (approx. €104,300)

Eligibility Criteria     Swiss nationals or permanent residents

Website                     UBS Student Loan

Bank name              Bank of Taiwan

Interest Rate            2.5% - 3.5%

Standard Duration  Up to 10 years

Max Amount            Up to TWD 1,000,000 (approx. €28,800)

Eligibility Criteria     Taiwanese nationals

Website                    Taiwan’s Student Loan

Bank name             Amen Bank

Interest Rate            6% - 7.5%

Standard Duration  Up to 7 years

Max Amount            TND 100,000 (approx. €29,700)

Eligibility Criteria     Tunisian nationals enrolled in higher education

Website                    Amen Bank Student Loan

Bank name               Emirates NBD

Interest Rate            6% - 7.5%

Standard Duration  Up to 5 years

Max Amount            AED 300,000 (approx. €76,400)

Eligibility Criteria     UAE nationals or residents

Website                     Emirates NBD Student Loan

Institution name   Government Student Loans

Interest Rate            9% of income above threshold (if you earn less than £ 25,000 a year you do not need to repay)

Standard Duration  N/A

Max Amount            Up to 9,250£ (approx. €11,000)

Eligibility Criteria     N/A

Website                    Government Student Loan - Plan 5

Bank name              Vietcombank

Interest Rate             6% - 9%

Standard Duration  Up to 10 years

Max Amount            Up to VND 500,000,000 (approx. €18,500)

Eligibility Criteria     Vietnamese nationals enrolled in a degree program

Website                    Vietcombank Student Loan

If your country is not mentioned here, there might still be financing options available. To know more, please contact the Admission Office of your campus